The South Korea AI cancer insurance plan has been introduced by Hanwha Life in partnership with the healthcare startup Need. The new product delivers customized cancer coverage using artificial intelligence, expanding both accessibility and innovation in the insurance market.
Hanwha Life emphasized that the South Korea AI cancer insurance plan provides policyholders with personalized care throughout their journey. Need’s Cancer Protection System offers prevention tools, treatment support, and recovery guidance. With this technology, customers receive tailored recommendations that address their specific health profiles.
Need, founded in 2019 by Harvard Medical School graduates Will Polkinghorn and Petros Giannikopoulos, brings advanced medical insight to the partnership. Through its Cancer Protection System, policyholders gain access to an AI chatbot, interactive health education content, and detailed analysis of medical checkup results. Physicians treating cancer patients can also use the AI-driven data to build stronger treatment plans.
Hanwha Life explained that the Cancer Protection System gained credibility through validation by a global network of cancer experts. This reliability ensures customers trust the guidance they receive. As cancer care grows more complex, AI-backed solutions provide critical support for patients and doctors.
The South Korea AI cancer insurance plan also offers comprehensive financial coverage. Policyholders receive benefits across the entire treatment process, including testing, diagnosis, surgery, chemotherapy, hospitalization, and outpatient care. By bundling 11 optional riders and waiver benefits, the plan provides flexibility for diverse customer needs.
Importantly, the subscription model was designed to improve access for seniors and individuals with preexisting conditions. Hanwha Life recognized that many of these groups face obstacles when securing cancer insurance. This plan lowers those barriers and delivers a simplified enrollment process.
A Hanwha Life representative stated that the plan moves beyond traditional coverage. By combining AI-driven health support with financial protection, the company seeks to provide a new standard in cancer care. Executives also confirmed their intention to expand specialized cancer solutions that follow customers throughout their lives.
The South Korea AI cancer insurance plan illustrates how technology and finance can merge to solve pressing health challenges. By integrating AI innovation with traditional insurance, Hanwha Life aims to improve outcomes for policyholders while setting a new direction for the industry.

